Terms of Service

Last Updated: July 15, 2023

Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the website www.seniordrive.se (the "Service") operated by SeniorDrive ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

1. Definitions

In these Terms, the following definitions apply:

  • "Account" means the account created by a User to access and use the Services.
  • "Content" means any text, graphics, images, music, software, audio, video, information, or other materials appearing on or through the Services.
  • "Services" means all services provided by SeniorDrive, including insurance consultation, policy comparison, claims assistance, and related advisory services.
  • "User" means an individual who accesses or uses the Services.
  • "User Content" means any Content that a User posts, uploads, publishes, submits, or transmits to be made available through the Services.
  • "Website" means the website located at www.seniordrive.se and all associated subdomains.

2. Account Registration and Use

2.1 Account Creation

To use certain features of our Services, you may need to register for an Account. When you register, you agree to provide accurate, current, and complete information and to update this information to maintain its accuracy. You are responsible for safeguarding your password and for all activities that occur under your Account. You agree to notify us immediately if you suspect any unauthorized use of your Account.

2.2 Age Requirement

You must be at least 18 years old to create an Account and use our Services. By creating an Account, you represent and warrant that you are at least 18 years old.

2.3 One Account Per User

You may not create more than one Account without our express permission. We reserve the right to terminate any duplicate Accounts.

2.4 Account Termination

We reserve the right to suspend or terminate your Account at any time for any reason, including but not limited to violation of these Terms. You may also terminate your Account at any time by contacting our customer service.

3. Services and Limitations

3.1 Insurance Advisory Services

Our primary service is to provide information, advice, and assistance related to car insurance options for seniors in Sweden. We strive to provide accurate and up-to-date information, but we cannot guarantee the accuracy, completeness, or reliability of all information presented.

3.2 Not an Insurance Provider

SeniorDrive is not an insurance company or underwriter. We do not issue insurance policies, accept premium payments for insurance coverage, or handle claims payments. We provide information and advisory services to help users make informed decisions about their insurance options.

3.3 No Guarantee of Coverage or Rates

While we work to provide accurate information about insurance options, rates, and discounts, we cannot guarantee that any specific insurer will offer coverage to you or that the rates and terms will match our estimates. Final decisions about coverage and pricing are made solely by the insurance companies.

3.4 No Legal or Financial Advice

Our Services do not constitute legal or financial advice. For matters requiring legal or financial expertise, we recommend consulting with qualified professionals.

4. User Conduct

You agree not to engage in any of the following prohibited activities:

  • Using the Service for any illegal purpose or in violation of any local, state, national, or international law
  • Harassing, threatening, intimidating, or impersonating any person or entity
  • Posting or transmitting any content that is false, fraudulent, misleading, deceptive, or impersonates any person or entity
  • Attempting to bypass any measures of the Service designed to prevent or restrict access
  • Copying or adapting the Service's software, including but not limited to HTML, CSS, JavaScript, or other code
  • Deciphering, decompiling, disassembling, or reverse engineering any of the software comprising or in any way making up a part of the Service
  • Using any information obtained from the Service to harass, abuse, or harm another person
  • Using the Service in connection with any attempt to circumvent the user authentication or security of any host, network, or account
  • Using the Service in a manner inconsistent with any and all applicable laws and regulations

5. Intellectual Property

5.1 Service Content

The Service and its original content (excluding User Content), features, and functionality are and will remain the exclusive property of SeniorDrive and its licensors. The Service is protected by copyright, trademark, and other laws of both Sweden and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of SeniorDrive.

5.2 User Content

You retain any and all of your rights to any User Content you submit, post, or display on or through the Service. By submitting, posting, or displaying User Content on or through the Service, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute such User Content in any and all media or distribution methods.

5.3 Feedback

Any feedback, comments, or suggestions you may provide regarding the Service is entirely voluntary, and we will be free to use such feedback, comments, or suggestions as we see fit without any obligation to you.

6. Privacy

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and disclose information about you when you access or use our Services. By using our Services, you agree to the collection, use, and disclosure of your information as described in our Privacy Policy.

7. Third-Party Links and Services

Our Service may contain links to third-party websites or services that are not owned or controlled by SeniorDrive. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that SeniorDrive shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

8. Limitation of Liability

In no event shall SeniorDrive, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Service;
  • Any conduct or content of any third party on the Service;
  • Any content obtained from the Service; and
  • Unauthorized access, use, or alteration of your transmissions or content;

Whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not allowed, our liability shall be limited to the maximum extent permitted by law.

9. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

SeniorDrive, its subsidiaries, affiliates, and its licensors do not warrant that:

  • The Service will function uninterrupted, secure, or available at any particular time or location;
  • Any errors or defects will be corrected;
  • The Service is free of viruses or other harmful components; or
  • The results of using the Service will meet your requirements.

Information provided through our Service about insurance policies, terms, conditions, and rates is for informational purposes only and may not be current or accurate. Always verify information directly with insurance providers before making any decisions.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of Sweden, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

11. Dispute Resolution

In the event of any dispute, claim, question, or disagreement arising from or relating to these Terms or the breach thereof, the parties shall use their best efforts to settle the dispute. If you and SeniorDrive cannot resolve a dispute after attempting informal resolution, all disputes shall be resolved according to Swedish law in the appropriate courts of Stockholm, Sweden.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

13. Contact Us

If you have any questions about these Terms, please contact us:

  • By email: [email protected]
  • By phone: +46 8 123 45 67
  • By mail: SeniorDrive, Storgatan 45, 114 55 Stockholm, Sweden

These Terms of Service were last updated on July 15, 2023.