Disclaimer

Last Updated: July 15, 2023

The information provided on www.seniordrive.se (the "Website") is for general informational purposes only. All information on the Website is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Website.

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the Website or reliance on any information provided on the Website. Your use of the Website and your reliance on any information on the Website is solely at your own risk.

1. Advisory Service Limitations

SeniorDrive provides insurance advisory services to help Swedish pensioners find appropriate car insurance coverage. However, users should be aware of the following limitations:

  • Not an Insurance Provider: SeniorDrive is not an insurance company and does not underwrite or issue insurance policies.
  • Final Decisions by Insurers: All final decisions regarding policy availability, pricing, coverage terms, and claims approval are made solely by the insurance companies, not by SeniorDrive.
  • Accuracy of Information: While we strive to provide accurate information, insurance products, rates, and regulations change frequently. Always verify information with the actual insurance provider before making decisions.
  • No Guarantee of Savings: We cannot guarantee that our recommendations will result in lower premiums or better coverage for every individual.

2. External Links Disclaimer

The Website may contain links to external websites that are not provided or maintained by or in any way affiliated with SeniorDrive. Please note that we do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

3. Professional Advice Disclaimer

The information on the Website is not intended as a substitute for professional advice. Specifically:

  • Not Legal Advice: The information provided does not constitute legal advice and should not be relied upon as such.
  • Not Financial Advice: Content on the Website should not be construed as financial advice. Always consult with a qualified financial advisor before making significant financial decisions.
  • Not Insurance Policy: Information provided about insurance coverage options is general in nature and not a substitute for the actual policy documents that govern coverage.

Before you act on any information provided on the Website, you should consult with appropriate professionals such as insurance agents, financial advisors, or legal counsel.

4. Accuracy of Information

The information appearing on the Website could include technical, typographical, or photographic errors. SeniorDrive does not warrant that any of the materials on the Website are accurate, complete, or current. SeniorDrive may make changes to the materials contained on the Website at any time without notice.

Insurance rates, products, and regulations are subject to change. The specific details of insurance policies may vary significantly among providers and individual circumstances.

5. "Fair Use" Disclaimer

This Website may contain copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available in our efforts to provide information about car insurance options for Swedish pensioners. We believe this constitutes a "fair use" of any such copyrighted material as provided for in section 107 of the Swedish Copyright Act.

If you wish to use copyrighted material from this site for purposes of your own that go beyond "fair use," you must obtain permission from the copyright owner.

6. Testimonials Disclaimer

The Website may contain testimonials from users of our services. These testimonials reflect the real-life experiences and opinions of such users. However, experiences are personal to those particular users, and may not necessarily be representative of all users of our services. We do not claim, and you should not assume, that all users will have the same experiences.

Your individual results may vary depending on your personal circumstances, insurance history, driving record, vehicle characteristics, and other factors.

7. Pricing and Rates Disclaimer

Any insurance rates, premium estimates, or discount percentages mentioned on the Website are:

  • Based on information available at the time of publication
  • Subject to change without notice
  • Often based on generalized scenarios that may not apply to your specific situation
  • Not guarantees of what you will actually pay for insurance

Actual premiums and coverage terms are determined by individual insurance companies based on their underwriting criteria, your specific circumstances, and other factors.

8. Views Expressed Disclaimer

The views and opinions expressed in blog posts, articles, and other content on the Website are those of the authors and do not necessarily reflect the official policy or position of SeniorDrive. Examples of analysis performed within this content are only examples. Assumptions made within the analysis are not reflective of the position of SeniorDrive.

9. No Responsibility Disclaimer

The information on the Website is provided with the understanding that SeniorDrive is not rendering legal, financial, or other professional advice or services. As such, it should not be used as a substitute for consultation with professional insurance, legal, or other competent advisers.

In no event shall SeniorDrive or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever arising out of or in connection with your access or use of the Website or the information contained on it.

10. "Use at Your Own Risk" Disclaimer

All information in the Website is provided "as is," with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose.

SeniorDrive will not be liable to you or anyone else for any decision made or action taken in reliance on the information given by the Service or for any consequential, special or similar damages, even if advised of the possibility of such damages.

11. Contact Us

If you have any questions about this Disclaimer, please contact us:

  • By email: [email protected]
  • By phone: +46 8 123 45 67
  • By mail: SeniorDrive, Storgatan 45, 114 55 Stockholm, Sweden

This Disclaimer was last updated on July 15, 2023.